Choose the Best Loan For Your Needs
From home loans to business, property, and education funding, we match you with the right loan at the right time
New Home Purchase Loan – For the Purchase of a New Flat, House, Or Villa
Construction Loan – For Constructing Residential Property on owned
land.
Home Extension Loan – For Expansion, Renovation, or Improvement of existing property.
Home Loan Balance Transfer – To transfer existing loan to another bank/NBFC at a low interest rate.
Top-Up Loan – Additional funding on an existing home loan without fresh mortgage.
Renovation – Funds for Renovating
✦ 90% funding for Affordable segments ( Purchase value/construction Cost Below 40.00 Lacs)
✦ 75% Funding on the Market Value of Property ( Even if the registration value is less)
Cash Credit / Overdraft Facility – For day-to-day working capital needs.
Term Loan for Business Expansion – Loan for the purchase of machinery, plant, or infrastructure.
Collateral-Free MSME Loans – Loans under Govt. schemes without security, ideal for small and medium businesses.
Project Finance – Funding for new ventures or expansion projects.
Bill Discounting & Invoice Financing – Short-term credit against receivables.
✦ Loan up to 70% of the Value of the Property to customers whose sales are less
✦ Loan up to 5.00 Crores without security based on your GST Returns
✦ Loan 2 times on the value of the Property for manufacturing Units
✦ Loan up to 75% of the Value of the Property for start-ups
LAP for Personal Needs – For marriage, medical, higher education, or any personal requirement.
LAP for Business Needs – Funding business expansion, working capital, or project needs.
- Loan range: ₹10.00 Lakhs to ₹500.00 Lakhs
- Tenure: Up to 15 years.
Commercial Property Loan – Loan against shops, offices, or industrial units.
Balance Transfer + Top Up – Transfer LAP to another bank with extra funding.
✦ Even customers whose sale turnover and Net profit are less as per the records of gst and income tax can avail 70% of the property value as loan
Pre-Shipment Finance (Packing Credit) – Finance for purchase, processing, and packing of goods for export.
Post-Shipment Finance – Finance against export bills till payment realization.
Export Credit in Foreign Currency (ECFC) – Short-term credit at international interest rates.
Buyer’s Credit / Supplier’s Credit – Finance for import/export transactions at competitive rates.
New Car Loan – Finance up to 90% of on-road price.
Used Car Loan – For purchase of pre-owned cars.
Top-Up Car Loan – Additional funding on existing car loan.
Balance Transfer – Transfer your car loan for lower EMIs.
Studies in India – Loan for professional and graduate courses.
Studies Abroad – Covers tuition, travel, and living expenses for foreign universities.
Skill Development Loan – For short-term vocational or skill enhancement courses.
Top-Up Loan – For additional educational expenses during the course.
